Capital Gains Tax Calculator (STCG & LTCG Budget 2024 Rules)
Compute Short-Term Capital Gains (STCG) and Long-Term Capital Gains (LTCG) tax liabilities on equity shares, mutual funds, real estate, and gold under.
Calculate Capital Gains Tax Online Free
Enter purchase and sale prices to calculate profit margins, tax exemptions, and final tax payable with 100% in-browser private math processing.
Open Capital Gains CalculatorQuick answer
Filing Income Tax Returns (ITR-2 or ITR-3) requires accurate reporting of STCG and LTCG profits from stock market and property sales.
This calculator models Budget 2024 tax slabs (20% STCG / 12.5% LTCG) 100% inside client browser memory.
Why calculate capital gains with Photocopywala?
Budget 2024 compliant, comprehensive, and private.
Latest Budget 2024 Tax Slabs
Pre-loaded with 20% STCG and 12.5% LTCG rates for equity and property sales.
₹1.25 Lakh Exemption Engine
Automatically deducts the annual tax-free threshold for equity LTCG.
100% In-Browser Privacy
Your transaction amounts and portfolio details stay strictly local inside browser memory. Zero cloud logging.
Capital Gains Tax Standards (FY 2024-25)
Statutory tax percentages under Indian tax laws:
| Asset Category | Statutory Tax Rate & Exemption | Holding Period Standard | ITR Form Section |
|---|---|---|---|
| Equity Shares & Mutual Funds | STCG: 20% | LTCG: 12.5% (> ₹1.25L) | Interactive Tax Breakup | Section 111A & 112A Tax Returns |
| Real Estate & Gold Assets | LTCG: 12.5% (Holding > 24 Months) | Interactive Tax Breakup | Property Sales & Sovereign Gold Bonds |
Reinvesting real estate LTCG profits into residential property (Section 54) or 54EC Capital Gains Bonds can eliminate tax liability legally.
How to calculate capital gains tax online
Follow these 3 easy steps:
Step 1 - Select Asset Class & Holding Period
Choose Equity Shares, Mutual Funds, Real Estate, or Gold.
Step 2 - Enter Purchase & Sale Prices
Input Buy Price, Sale Price, dates, and transfer expenses.
Step 3 - View Net Capital Gain & Tax Payable
Instantly see total profit, STCG / LTCG breakdown, and net tax liability.
Strict Private Local Math Processing
All processing happens locally in your browser - your files are never sent to any server.
- Zero Cloud Transmissions: Tax computations execute 100% locally in browser JavaScript.
- No Financial Retention: Buy/sell numbers are wiped when you close or reload the browser tab.
- No Watermarks: View clean, ad-free financial summaries.
Best practices for capital gains tax planning
Tips for reducing income tax liability:
Tax Loss Harvesting
Sell loss-making shares before March 31 to set off gains against short-term profits.
Compare Income Tax
Evaluate overall income tax liability using our Income Tax Calculator.
Calculate EPF Interest
Compute tax-free retirement returns using our EPF Passbook Calculator.
Generate Rent Receipts
Draft rent receipts for HRA exemption using our Rent Receipt Generator tool.
Frequently Asked Questions
Answers to common queries about calculating capital gains tax in India.
What are the latest LTCG and STCG tax rates for equity shares in India (Budget 2024)?
Under Budget 2024 updates: Long-Term Capital Gains (LTCG) on listed equity & equity mutual funds held for over 12 months are taxed at 12.5% (with ₹1.25 Lakh annual exemption). Short-Term Capital Gains (STCG) on holdings under 12 months are taxed at 20%.
How is LTCG calculated on real estate property sales?
For real estate property held for over 24 months, gains can be computed under the updated 12.5% tax rate without indexation or evaluated with Cost Inflation Index (CII) indexation benefits under applicable grandfathering rules.
How does the annual ₹1.25 Lakh LTCG exemption work?
Total long-term gains from equity investments up to ₹1,25,000 in a financial year are completely tax-free. Tax at 12.5% applies only on the net amount exceeding ₹1.25 Lakh.
Can I offset capital losses against capital gains?
Yes. Short-Term Capital Losses (STCL) can be set off against both STCG and LTCG. Long-Term Capital Losses (LTCL) can only be set off against LTCG.
Are my portfolio buy/sell figures and profit numbers private?
Yes. All tax formulas and gain calculations execute 100% locally inside client browser memory using client-side JavaScript. Zero financial data is uploaded to remote servers.
Is this online tool free to use and do you store my uploaded documents?
Yes, this tool is 100% free with unlimited usage. All document rendering, calculation, and image processing run locally in your web browser memory with zero file storage on external servers.
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