Photocopywala
Indian Merchant Payment Utility

UPI QR Code Generator (GPay, PhonePe, Paytm & BHIM Payment)

Generate custom, commission-free NPCI UPI payment QR codes for your shop, business, or freelancing invoices compatible with all Indian UPI payment apps.

0% Commission GPay, PhonePe, Paytm & BHIM Payment QR

Generate UPI Payment QR Code Online

Enter your UPI VPA handle and payee shop name to create a printable payment QR code card for counter acrylic stands or digital invoice embedding.

Open UPI QR Generator

Quick answer

Unified Payments Interface (UPI) QR codes allow customers to pay directly from their bank accounts using GPay, PhonePe, or Paytm with zero transaction charges.

This tool constructs NPCI-standard payment strings 100% locally inside your web browser sandbox for immediate PDF printing.

Key Features

Why generate UPI QR codes here?

Zero commission, NPCI compliant, and print-ready.

0% Commission Direct Payments

Payments transfer directly into your linked bank account with zero payment gateway fees.

Printable Standee Templates

Export formatted A6 & 4x6 acrylic standee cards with GPay, PhonePe & Paytm logos.

100% In-Browser Privacy

Your UPI handle and payment figures stay strictly on your local device.

NPCI Standards

Supported UPI Payment Configurations

Specifications for UPI payment encoding:

UPI QR code specifications table.
Use Case / EnvironmentAmount ModeExport TemplateSupported Apps
Shop Counter Open UPI QRFlexible Amount EntryPrintable PDF / StandeeRetail Shops & Cyber Cafes
Fixed Bill Invoice UPI QRLocked Rupee (₹) AmountPNG Image / Bill InvoiceFreelancer & B2B Invoices

Double-check your UPI VPA handle (e.g. name@okicici, mobile@paytm) with a test payment of ₹1 before printing standees in bulk.

Quick Steps

How to generate a UPI payment QR code

Follow these 3 easy steps:

1

Step 1 - Enter UPI ID & Shop Name

Type your UPI Virtual Payment Address (VPA) and Payee Business Name.

2

Step 2 - Optional Fixed Amount & Note

Enter fixed amount in ₹ and transaction note, or leave blank for open payment.

3

Step 3 - Download Printable Payment QR

Click Download to export high-DPI PNG or printable PDF standee card.

Privacy Assured

Strict Private Browser Processing

All processing happens locally in your browser - your files are never sent to any server.

  • Zero Cloud Logging: QR matrix generation runs in local browser JavaScript.
  • Direct NPCI Protocol: Standard upi:// URI format containing no third-party server redirects.
  • No Watermarks: Export clean, professional payment standee designs.
Merchant Tips

Best practices for shop payment QR stands

Ensure smooth customer checkout at retail counters:

Place at Cash Counter

Display QR stands next to your billing machine or cash register for easy scanning.

Include Brand Name

Add your shop name prominently so buyers can verify payee details on their screen.

Embed in Bill Books

Use our Bill Book Generator to auto-embed this payment QR on printed cash receipts.

Protect with Acrylic

Insert paper QR cards into clear acrylic T-stand frames to prevent dust & moisture damage.

UPI QR FAQs

Frequently Asked Questions

Answers to common queries about generating UPI payment QR codes.

How do I create a payment QR code for my shop UPI ID?

Enter your UPI VPA handle (e.g. `shopname@upi` or `9876543210@paytm`), payee name, optional fixed amount in ₹, and click 'Download UPI QR Code'. Customers can scan with GPay, PhonePe, Paytm, or BHIM.

Does this UPI QR code generator charge any transaction commission?

No. The tool generates standard NPCI-compliant static UPI deep link strings (`upi://pay?pa=...`). Payments transfer 100% directly from the customer's bank account into your bank account with zero intermediate commission.

Can I set a fixed payment amount on the UPI QR code?

Yes. You can leave the amount blank for flexible customer entry (e.g. general shop counter) or enter a fixed amount (e.g. ₹500 for a specific product or service bill).

Which payment apps support scanning this UPI QR code?

Supported by all NPCI UPI payment apps in India, including Google Pay (GPay), PhonePe, Paytm, BHIM, CRED, Amazon Pay, and mobile banking apps.

Is my bank account or UPI ID safe from leaks?

Yes. UPI QR matrix generation executes 100% locally inside your web browser using client-side JavaScript. No UPI handle or transaction data is transmitted to or logged on remote servers.

Is this online tool free to use and do you store my uploaded documents?

Yes, this tool is 100% free with unlimited usage. All document rendering, calculation, and image processing run locally in your web browser memory with zero file storage on external servers.

Conversion Step

Need help preparing this file?

If your photo, signature, PDF, or document is still not accepted on a portal, contact us. We can help prepare the final file online.

We do not ask for OTP, passwords, Aadhaar login, MPOnline login or any government portal credentials.